Tag: how-to tips

A U.S. survey recently revealed that the consumers are setting aside an average of $832 just for Christmas shopping this year. However, due to the global financial crisis, the said amount may seem too expensive or steep. Financial experts say that one doesn’t have to overspend this holiday season. Seriously, there's no need to overspend on perfect presents! Here are the top 5 tips I can share on Christmas gift shopping: 1. Make a written plan: Be realistic when it comes to how much you can spend for the holiday gifts. As much as possible, don't allot more than you can afford! 2. Spend on sentimental gifts: Gifts such as picture frames with memorable photos will be for sure more valuable for the recipient. A personalized scrapbook highlighting your travel photos for this year will ...